EMI Calculator

The EMI Calculator works out the Equated Monthly Installment for a loan from the principal amount, the annual interest rate and the tenure. It shows your fixed monthly payment, the total interest you will pay across the full term, and a complete amortisation schedule that reveals how each instalment splits between principal and interest over time.

Borrowers comparing home, car, education or personal loans use it to understand affordability before committing, and to test how a different rate or a longer tenure changes the monthly outgo and the lifetime interest. The figures use the standard EMI formula and are accurate for planning, but your lender's official sanction letter should always be treated as the final word.

All calculations run in your browser, so the loan amounts and rates you enter stay on your device and are never uploaded. With no install and no account required, you can model several different loan scenarios quickly and privately before you ever speak to a bank.